WE NOT ONLY REPAIR YOUR CREDIT,

WE REPAIR YOUR LIFE

 

Credit or the lack thereof, determines so many things in life from the interest rates we pay (providing we can even get a loan) to the employment we want. Many today are drowning in an ocean of debt and are crying out for help.

 

Well, we can help and want to help!

 

Let's start with the basics:

 

Did you know the 3 major credit bureaus actually profit from the mistakes on your credit report?

Maybe that's why, according to a study by the Government Accountability Office, 80 percent of credit reports have errors.

 

Here is how we can help and our work is guaranteed:

 

• We represent TRW Credit Group.
• TRW is Licensed and Bonded.
• TRW works in all 50 states and Canada.
• Studies have shown that 80% of all credit reports contain inaccurate or outdated information. We work with the credit reporting agencies to remove all inaccurate, outdated or unverifiable information.
• In most cases, we average raising people’s credit scores 120 to 200 points.
• It usually takes 90 to 180 days to see the best results. Sometimes you will see great results in as little as 45 days.
• We dispute accounts in a way that keeps them from coming back on your credit report. The Fair Credit Reporting Act says that if the item is removed the second time, it can NEVER be put back on the report.
• We dispute all three credit bureaus: Experian, Trans-Union, and Equifax/CSC.
• The process it completely legal. It’s no different than pleading “not guilty” in a court of law.
• We work with your files for 1 year from date of application.
• Every 3 to 5 inquiries being removed could raise your score as much as 20 to 30 points. Every time someone pulls your credit, it lowers your credit score.
• The average person we deal with has 5 to 25 adverse accounts.
• There is a new identity theft occurring every 3 seconds.
• Only two percent of Americans have a score of 750 or above.
• Approximately 90% of the people that don’t qualify for mortgages have the income to buy, but not the credit.
• The Credit Bureaus make money by selling your information to companies that solicit you in the way of phone calls, junk mail etc. They DO NOT work for you and ARE NOT looking out for your interest. Credit Bureaus are controlled by big business and were created for business people, NOT the consumer!
• We have helped thousands so we have many SOLID REFERENCES. Ask to see them.
• You can get a live, knowledgeable person on the phone 8am - 5pm Monday through Friday.
• Our staff is by far the best staff in the industry and our services are guaranteed!
• Our state of the art computer system helps us, and you, keep up with your credit repair progress.
• We remove:

_Bankruptcies                                           

_Repossessions                                       

_Civil Liens

_Tax Liens

_Judgments

_Foreclosures                                                        

_No Pays

_Slow Pays

_Charge Offs

_Medical Bills                                             

_Old/Wrong Names                                              

_Incorrect SS# Numbers

_Incorrect Birth Dates

_Incorrect Places of Employment

_Student Loans

_Inquiries

_Old Addresses

 

Having negative items on your credit report, whether accurate or not, will cause you problems in three areas of your life:

 

• Higher Interest Rates- If you have a low credit score you will pay higher interest rates on everything from car loans to home mortgages. That is assuming that you would qualify at all.
• Employment– Many companies will run a credit report on you before they will hire you, especially banks, retail stores or anywhere else that handles cash. These companies view someone with bad credit as being at a higher risk of theft or fraud.
• Home & Auto Insurance– Almost every insurance company will check your credit. You will be charged higher premiums if your credit is bad because they see you as more of a risk for insurance fraud. Again, this is assuming that they would cover you at all.

 

Remember, if we do not improve your credit, we will refund your money!

 

If your credit is bad, for whatever reason, we can help you in as little as 45 days and get you started on the way to having the credit we all need in today’s economy.

 

Your credit WILL NOT clear itself - Let me help you clean up your credit now!

 

It all starts with a contact from you!

 

Contact us at bduvall@centurytel.net so we can get started “repairing your credit as well as your life.”

 

Bill Duvall

Regional Sales Director

TRW Credit Group

1.501.256-3682